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    Implementation Overview
    Notify your account representative that you want to implement payer authentication (EMV
                
3-D Secure
). Give the representative the merchant ID that you will use
            for testing. For more information, see Payer Authentication Merchant Workflow.IMPORTANT
The SDK integration operates in a similar
                manner to the Direct API integration, but SDK does not have a Setup service step. 
Implementation tasks include:
- Download, import, and configure the Mobile SDK for either iOS or Android.
 - For each purchase request:
- Build the authentication request.
 - Invoke the authentication.
 - Handle declines.
 - Make another back-end, server-to-server call to request these services:: Payer Authentication Validation: Card Authorization service (optional)
 
 - Use the test cases to test your preliminary code and make appropriate changes. See Testing Payer Authentication.
 - Ensure that your account is configured for production.
 
 Note that calling the Payer Authentication Setup Service is not required with the SDK
            mobile version.