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2.12: Error During Authentication

This test checks how your system reacts when authentication request errors occurs during processing.

Card Numbers

American Express (Card Type = 003)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
34XXXX XX XXXX 2351

JCB J/Secure (Card Type = 007)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
3338XX XX XXXX X676

Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
52XXXX XX XXXX 2656

Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
4XXXXX XX XXXX 2644

Results for the Check Enrollment Service

=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
PAReq =
<PAReq value>

Results for the Validation Authentication Service

=
AUTHENTICATION_FAILED
  • User failed authentication.
  • Payer cannot be authenticated.
PARes status =
U
XID =
<XID value>
 (American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was validated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
07
internet
JCB J/Secure
07
internet
Mastercard
00
internet
Visa
07
internet or vbv_failure

Action

You can retain liability and submit this transaction for authorization as an unauthenticated transaction, or you can ask the customer for another form of payment.