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2.10: Step-Up Authentication Is Unsuccessful
This test verifies that the step-up (challenge) authentication transaction fails
whenever the cardholder challenge fails.
Card Numbers
American Express (Card Type = 003)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 34XXX XX XXXX 2237 |
JCB J/Secure (Card Type = 007)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 3338XX XX XXXX X874 |
Mastercard (Card Type = 002)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 52XXXX XX XXXX 249X |
Visa (Card Type = 001)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 4XXXXX XX XXXX 2370 |
Results for the Check Enrollment Service
=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer
authentication. Please authenticate before proceeding with
authorization.VERes enrolled =
Y
PARes status =
C
PAReq = <PAReq value>
ACS URL = <URL value>
XID = <XID value> (American Express only)
Results for the Validation Authentication Service
=
AUTHENTICATION_FAILED
- User failed authentication.
- Payer cannot be authenticated.
PARes status =
N
XID = <XID value> (American Express only)
E-Commerce Indicator (ECI) Values
This table lists the expected raw ECI values and their respective string values from
this transaction. These values indicate whether the payer was validated by the card
network. These values should be passed under this test condition when a transaction
is submitted for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 07 | internet |
JCB J/Secure | 07 | internet |
Mastercard | 00 | internet |
Visa | 07 | internet or vbv_failure |
Action
You are not permitted to submit this transaction for authorization. Instead, ask the
customer for another form of payment.