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2.3: Stand-In Frictionless Authentication is Attempted

This test verifies how your system reacts when the cardholder is enrolled in
3-D Secure
 but the card issuer does not support 3-D Secure, requiring a stand-in authentication experience.

American Express (Card Type = 003)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
34XXX XX XXXX 2872

JCB J/Secure (Card Type = 007)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
3338XX XX XXXX X585

Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
52XXXX XX XXXX 2482

Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
4XXXXX XX XXXX 2719

Results for the Check Enrollment Service

Status
 =
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
A
CAVV =
<CAVV value>
AVV =
<AVV value>
 (Mastercard only)
XID =
<XID value>
 (American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
06
aesk_attempted
JCB J/Secure
06
js_attempted
Mastercard
01
spa
Visa
06
vbv_attempted

Results for the Validation Authentication Service

No results are returned.

Action

If you request Check Enrollment and Authorization services separately, add the required payer authentication values (CAVV and ECI) to your authorization request. If you request the Check Enrollment and Authorization services together, the process described above occurs automatically.