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2.9: Step-Up Authentication Is Successful

This test verifies how your system reacts to a successful step-up (or challenge) authentication transaction.

Card Numbers

American Express (Card Type = 003)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
34XXX XX XXXX 2534

JCB J/Secure (Card Type = 007)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
3338XX XX XXXX X569

Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
52XXXX XX XXXX 2151

Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
4XXXXX XX XXXX 25X3

Results for the Check Enrollment Service

Status
 =
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
XID = <XID value> (American Express only)

Results for the Validation Authentication Service

Status
 =
AUTHENTICATION_SUCCESSFUL
Authentication is validated.
PARes status =
Y
XID = <XID value>
CAVV =
<CAVV value>

E-Commerce Indicator (ECI) Values

This table lists the expected raw ECI values and their respective string values from validating this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
05
aesk
Mastercard
02
spa
Visa
05
vbv

Action

If you request Validate Authentication and authorization services separately, add the required payer authentication values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. The merchant should include the CAVV and ECI values in the authorization message.